Reverse Mortgage Company in Katy
Meet Mitchell Sowa
Mitchell Sowa
Branch Manager
#2641341 | DRE #2340690
(346) 608-3139
Katy, Texas Reverse Mortgage Broker
Mitchell Sowa and West Capital Lending are a great choice to talk with about a reverse mortgage whether you are in Katy, Spring, Pearland, Baytown or anywhere across Houston and Harris County.
Mitchell is a dedicated and experienced Branch Manager at West Capital who oversees a dynamic team of professionals.
He has access to a vast network of almost 200 lenders and is totally committed to finding the perfect financial solutions tailored specifically to your needs.
Mitchell’s approach to client service hinges on honesty and integrity.
He firmly believes that building trust is essential in the financial industry and he prioritizes transparency in all of his dealings.
His ultimate goal is to provide his clients with the best customer service possible, ensuring they receive the support and guidance necessary to make informed financial decisions.
Mitchell is genuinely excited about the prospect of working with Houston seniors and he looks forward to helping them achieve their retirement goals.
“Please don't hesitate to reach out,” Mitchell said.
“Let's embark on this journey towards financial success together.”
What is a reverse mortgage?
Sometimes, your financial situation can seem hopeless.
The cost of living keeps rising and you don’t appear to have enough money saved for your sunset years.
But then someone mentions a reverse mortgage!
In the game of monopoly, it’s like your get out of jail free card.
If you own your home (or have paid off a good chunk of it), a reverse mortgage could be your ticket to financial freedom.
That’s because it allows you to access the money you have paid down on your home and use it to fund your retirement – and all while continuing to live in it!
Sound good?
As long as you are at least 62 years of age, you can apply for this mortgage which recharges your bank balance and allows you to enjoy your retirement the way you deserve.
Retirees have the choice of being paid in several different ways including a line of credit, monthly instalments, a lump sum or even a combination of all three.
As long as the terms of the loan are met, it does not require repayment until either the homeowner sells or the last surviving borrower passes away.
It’s a really savvy way to use the value of your asset to free up the cash you need.
House prices in Katy soared 44.3% in just two years from 2020-22.
And while they have plateaued since then, the average price of $333,566 offers liquidity that could be steered straight into your pocket (https://www.zillow.com/home-values/18800/katy-tx/)*.
Already, 1,144 residents in the Katy vicinity have purchased a reverse mortgage with 70 taking the plunge in the last 12 months*.
About Katy, Texas
Originally known as Cane Island, Katy is thought to have been named after the arrival of the Missouri-Kansas-Texas railroad in the 1890s with the stop given the moniker “KT” or “Katy”.
Another version suggests the city may have been named after the wife of a local saloonkeeper.
Lying close to the Buffalo Bayou floodplains, Katy was once a big rice producer.
The arrival of the Interstate 10 in 1966 saw rapid expansion and population growth.
Once known as the ‘City of Churches’ because of the importance of religion to its people, Katy now prides itself on its new motto, ‘Small Town Charm with Big City Convenience’.
Actress Renée Zellweger is one of Katy’s most famous exports – she was a cheerleader at Katy High School.
Katy’s hot and humid summers are best enjoyed with a visit to Typhoon Texas, a 25-acre waterpark with thrilling rides and a 25,000 square foot wave pool.
Nature lovers can take in the great outdoors by fishing in the lake or taking a stroll along the walking trails at Mary Jo Peckham Park.
The Katy Heritage Museum is a great place to learn about local history.
Or you can shop til you drop at Katy Mills, a high-fashion mall with more than 175 stores.
Katy also boasts the world’s longest car wash at Buc-ee’s – it’s 255 feet long!
Contact your Katy reverse mortgage lender today.
Mitchell and his West Capital Lending team are ready and waiting for your call to answer all of your questions about reverse mortgages.
Please call him at (346) 608-3139 for a no obligation chat about your financial position.
*As of March 2026
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